Rebuild Your Future.

At TCC, we help individuals and families take control

of their financial lives by repairing their credit and educating them on how to maintain long-term credit wellness.

We’re Delivering The Best Customer Experience.

Whether you’re rebuilding, preparing for a major purchase, or simply ready for a fresh start, our team guides you every step of the way with a personalized, ethical, and transparent approach.

HOW IT WORKS

HOW CREDIT REPAIR WORKS

We make the process simple, structured, and designed for real results.

Check‐in

Start by completing your secure credit profile (SmartCredit). This gives us full insight into your current credit status so we can build your personalized plan.

Clean‐up

We review your report line-by-line, identify inaccurate or negative items, and begin sending strategic disputes on your behalf. You’ll receive updates as improvements happen.

Monitor

We continue to track your progress, communicate with you regularly, and provide guidance to help you maintain positive credit habits as your score strengthens.

Our Process

Each file is unique

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Discovery Call

Understand history and goals.

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Report Audit

Itemize issues and priorities.

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Action Plan

Disputes + positive‐credit roadmap.

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Partner Match

Funding and tools when appropriate.

What We Do

  • Review reports and identify inaccurate or unfair items.

  • Structure dispute letters and cadence.

  • Coach utilization, payments, and mix.

  • Pre‐qualify you for useful accounts via partners—only when it helps.

What We Don’t Do

  • We don’t offer legal advice or guarantee removals.

  • We don’t promise specific score increases or timelines.

  • We don’t open accounts without your consent.

Our Testimonials

Real People Real Progress

WHAT OUR CLIENTS SAY?

FAQ

Asked Any Questions

Our team provides personalized guidance at every step, ensuring our services fit seamlessly into your goals.

Will you work with my lender?

Yes, we can coordinate documents you provide.

Can you delete accurate negatives?

No—only inaccuracies or unverifiable items.

Do you need my SSN?

Only when you share reports or authorize partners; we use secure channels.

FOLLOW US

CUSTOMER CARE

LEGAL